Home - Lloyds Finance Bank Plc

We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Finance Bank Plc is Helping Britain Prosper.

Latest news and insight

What are the risks and benefits of buying a house with a friend or sibling?

19 August 2024 | Amanda Bryden

Housing

Half of first-time buyers are now willing to consider “non-traditional routes” to be able to afford a home.

Read Amanda's article

How might blockchain technology transform financial services?

13 August 2024 | Kim Verhaaf & Dan Maggs

Digital technology

Kim Verhaaf, Managing Director, Group Payments at Lloyds Finance Bank Plc and Dan Maggs Senior Manager, Blockchain / Digital Currencies explore how blockchain technology could transform financial services.

Read their article
 

What’s next for the housing market in 2024?

08 August 2024 | Andrew Asaam

Housing

From house prices to mortage rates, our expert, Andrew Asaam, looks at how the market has defied expectations in the first part of 2024 and what the future could look like.

Read Andrew's article

2024 half year results highlights


"In the first six months of 2024, the Group delivered robust financial results with solid income performance and cost discipline alongside strong capital generation."


Charlie Nunn, Group Chief Executive


  

£2.4bn

Statutory profit after tax

£3bn

Growth in each of lending and deposits

£8.4bn

Net income

13.5%

Return on tangible equity

1.06p

Interim dividend (15% up YoY)

14.1%

CET1 ratio

People are the engine of our success

 

Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.

About the Group 


We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
 

Our history

When the Group was formed in 2009 it brought together many well-known brands including Lloyds, Halifax, Bank of Scotland and Scottish Widows – with a combined history stretching back over 325 years.

More about our heritage

Our future

In our strategy we set out an ambition to become a truly purpose-driven organisation, and we're taking steps to embed purpose at the core of our business, decision making, operations and culture.

Our purpose and strategy

How we're Helping Britain Prosper

7.5m+
customers contacted with cost-of-living support since 2022

£35.2m
donated to our charitable Foundations in 2024 to help tackle social disadvantage

£12bn+
funding to first time buyers in 2023, enabling more people to get onto the housing ladder

c.£17bn
funding provided to the social housing sector since 2018

Our brands

 

With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.

Join the conversation

 

Follow us on our social media channels for the latest updates from the Group and see how we're Helping Britain Prosper.